Tarot is a 2009 pinoy horror movie that talks about the knowledge and power of fortune telling or tarot cards reading that caused misfortunes to the people around the one who has it. Cara (Marian Rivera) was trained by her Lola Auring (Gloria Romero) about tarot reading and tell the future of anyone wishing to know it. It so happened that she lost her boyfriend Miguel (Dennis Trillo) in the forest after they got lost. There's no trace of him around the woods. After the incident she came home in vain and still wishing that Miguel is alive and she doesn't lost her hopes to find him again. Her friends go back to the forest and search for possible traces of Miguel but they just end up getting tired finding nothing. One day Cara decided to use her knowledge in tarot reading that she learned from her late Lola Auring (Gloria Romero) just to find Miguel.
While on the table with her mother Diana (Susan Africa), she find some spells to make the tarots work and show him the answers. Upon trying, the tarots slowly gave her the answers to where she can find Miguel in the forest. So after getting the answers she wanted, they go back to the forest with his friends and there she find a trap hole where she suspected that Miguel fell into earlier before she was rescued by someone. They keep searching the woods until they find a small hut which Miguel is inside being healed by an old man. After finding Miguel, they took him to the hospital to heal his wounded leg. Few days after, Cara and Miguel started to dream and see a horrible veiled lady. The horrible veiled lady kept on appearing to them in their dreams and anywhere they are alone. The lady has horrible face covered with veil. At first, only the two of them saw the horrible veiled lady in their dreams but later on their friends also claimed that they saw a lady in veil. Because of this incident, Cara predicted that a female related to her will die in water and she thought it was Faye (Roxanne Guinoo) so she called her and ask if she's okay and in the second call which Cara should warn her she didn't answer because she was listening to music while on the pool. Cara rushed to her but luckily she's safe.
Later they saw Diana falling off the building. Earlier before Diana died, she already saw a veiled lady when the brownout occurred in their unit and disregarded it. While Miguel and Cara's maid tried checking the switches Diana saw Cara's look-alike crying so she tried to comfort her but later find out that it was the horrible veiled lady who tricked her. They struggle as Diana tried to escape from the veiled lady from pulling her off the building. Miguel and Cara's maid came to rescue her but didn't succeed so she died falling off the building shouting that it was the horrible veiled lady. Later Cara discovered that it was her mother whom she predicted to die in water.
On the grave, Upeng - a friend of Lola Auring came and told Cara that things happened because she used the forbidden tarot cards which should not be used again after Lola Auring died and she warned Cara that to stop the curse she needs to save the next victim. Cara used again the tarot cards and predicted that the next victim will be another female with a child which she suspects that it was Miguel's sister who is still pregnant. So she told Miguel to watch over her pregnant sister but during the rehearsal for Miguel and Cara's wedding, Miguel sister suddenly shed blood and taken to the hospital for medical attention. Later, they also find out that Roxanne is also pregnant and later Miguel confessed to Cara that it was his baby despite of their relationship. Cara was hurt after the revelation. On the other hand, Upeng also was hit by a truck after seeing the horrible veiled lady inside the jeepney which she should take but before dying she told her daughter to give the pictures to Cara. So, beyond Cara's knowledge she looks after Upeng and find out that she's dead and took the pictures that might lead her to answers.
Later she learned that his friend's grandmother Lola Nena is knowledgeable about spirits so she talked to her and Cara find out that it was her Lola Auring's third friend and she told Cara that due to her knowledge in tarot cards she already possessed the black magic. She told Cara that before they are members of a cult led by El Señor (Dante Rivero) whom they escaped from before ordering everyone to kill themselves to save the world but before they escaped Auring took the El Senior's tarot cards since she was the one who possessed the skills of a fortune teller. So stop the curse they need to return the cards to the spirits who were searching for it which they suspected to be ordered by El Senior. On the other hand, Miguel also discovered that Cara is pregnant and she might be the next victim to die, so she followed Cara into the woods. Soon Cara discovered that the El Señor is still alive and it was his grandfather who also happened to be the one who saves Miguel from the trap hole. They struggled in the woods as the spirits still chased them even if they already buried the tarot cards.
To end the curse, El Señor must kill himself so he sacrificed himself for Cara. In the other side of the forest, Miguel was also tricked by a Cara look-alike when it appeared to him crying but as soon as Cara came, the look-alike turned into a horrible veiled lady and pushed Miguel off the hill. Cara tried to save him but after he asks forgiveness he fell off dead. Cara still go back to the hill sometimes to where Miguel died that always remind her of their happy and now with their baby named Miguelito.
The movie is full of thrill and horror scenes are shocking and a must see horror movie to those who haven't seen it. The story about fortune telling depicts that possessing such skills can be harmful not to the predicted people but also to the fortune teller who has it.